I just realized one of the nice things about being in Michigan in October when the wind chill is down to 28 degrees. When you go out to the garage to take a beer from your stash, it doesn't need refrigeration. In fact, the temperature in the garage might actually be a touch lower than the temp in my fridge, at least at this time in the afternoon.
The low temps and the desire to save on heating costs does have the expected negative results on one's toes, however. This could be somewhat mitigated if I could ever bear to wear socks indoors.